Bad credit need 5k loan?

6 Answers

• Unfortunately you're unlikely to qualify for any loans, other than a payday loan with super-high interest, due to your rock-bottom credit score.

  As an alternative, if you're willing to work your way out of your situation, you can contact the National Foundation for Credit Counseling, which is supported by the banking industry, and helps people in debt to gradually pull themselves out of trouble. They shouldn't be confused with the companies that advertise on late-night television. They have offices across the country.

  http://www.nfcc.org/

• I am sorry for your situation, but the fact is that you can't get out of debt by borrowing more money. It would be wise of you to contact each of your creditors and tell them you are behind because you lost your job but were recently hired and you want to get them up to date and pay off old balances, See if they will work with you, it is in their best interest to work with you than to have you default, Have everything in front of you be up front and honest, and give it your best shot, In the end this will be far cheaper than taking out a loan which you probably would not qualify for. Good luck

• The only "real" bad credit loan options are:

  - Payday loans that only lend out small amounts like $300 for short terms of 2 weeks

  - Title loans if you own a car

  - Pawning valuables

  - Borrowing from family or friends

  - Banks & credit unions do not give bad credit personal loans.

  There are tons of loan scammers on the Internet. Watch out for advance fee loan & counterfeit check scams. http://www.in.gov/dfi/2515.htm

  http://about.usps.com/publications/pub300a/pub300a...

• car title loan or pay day loans are as good as it gets maybe local credit union maybe

• Can someone tell me what is the right answer for this question?

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