How to pay for Invisalign/braces as an 18 year old?

Even though we are almost upper middle class, my parents have refused to get me braces or ever even suggest me to get braces even though i have a huge bad teeth problem. I hate smiling and am so self-conscious. I don't think they're going to ever pay for them, so I'm going to try to do it myself.

My question is, if I get your standard teenage job and work until August, how much money do you think I'd make? Approximately, based on nearly minimum wage. Do jobs like that typically provide dental care?

Will the dental care pay for the Invisalign or braces? How much out of my pocket will it cost me to get them?

Please help, I really would like to do this!

4 Answers

  • I think it's great that you want to pursue straightening your teeth. Most people don't know that other than the esthetic changes visually, it changes the whole dynamic of your mouth in a very positive way. Because your teeth are straight it's easier to clean the teeth, less likely to have bad breath, or periodontal disease, you'll be able to chew very easily because your bite will be more efficient. I am very excited for you.

    But... Most part time jobs do not offer benefits. But if they do, make sure you get a dental plan that covers orthodontia for adults. They will allow you a maximum of $1000 to put toward your invisalign or braces. Invisalign usually costs around $5000, there are companies out there for financing. One that is great is called care credit. You can go to and they are a line of credit, similar to a credit card, but you can only use for dental, veterinary, surgical places. They offer a no interest payment plan option for up to 18 months. If you haven't built up enough credit, you may not qualify, but if you have good standing with your parents maybe they can open a care credit account and you can pay them that way? My sister did invisalign and paid through care credit and her monthly payment for 12 months was around $400 to $450 per month. She was 22 when she got her braces, had also wanted them since she was a kid, and is so thrilled with the outcome, she hasn't stopped smiling! wishing you the best!

  • I guess it depends on the minimum wage in your state, how many hours you work and how much you save as to if you can afford Invisalign. As for dental care and insurance, the majority of them do not cover Invisalign because they see it as cosmetic and insurance usually does not cover cosmetics (I say most insurance but I have never found one that does cover it).

    The range is usually around $4000-$6000 but it really depends on how bad your teeth are. I have to wear my trays for a year and 7 months and I have to pay $5500 for my treatment. I have 2 teeth that stick out due to overcrowding so I don't know if that helps you with an idea about how long it could potentially take for you. I cannot afford braces or Invisalign either so my dentist allowed me to have a payment plan, I put $2000 down and then every 6 weeks I pay $300 until I get to the $5500. You will have to take to your provider to see if they offer that as well.

  • Invisalign Payment Plan

  • With money

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